How can I plan financially for unpaid maternity leave?

Consider:

• Using accrued PTO, sick days, or vacation time

• Checking if your employer offers short-term disability insurance that covers maternity recovery

• Looking into savings plans or Utah-based community support programs such as WIC or local family assistance organizations

If your employer offers short-term disability, it usually replaces 40–70% of your pay for 6–8 weeks post-delivery.