Many health and life insurance companies look for ways to deny claims, and it’s getting worse as they increasingly rely on impersonal AI to churn out denial letters. They quote unclear or unfair language in policies and, if you get your insurance through a private employer, might raise additional roadblocks under a federal statute called ERISA.
We can help. We handle health and life insurance cases throughout the United States. Depending on the case, arguments we make include:
- The insurance company violated federal or state law that applies to your claim
- The insurance company is misinterpreting the policy
- The insurance company failed to consider important information or tell you what additional information you needed to provide
- The insurance company miscalculated your deadline for an appeal
- The insurance policy is unclear and should be interpreted in your favor
- The insurance company’s denial letter was insufficient
- The insurance company’s review process was inadequate or biased
- The insurance company is trying to raise a defense that it never argued before
- The plan sponsor violated a fiduciary duty by failing to monitor the insurance company
- The plan sponsor or insurance company are violating other federal statutes, such as the Mental Health Parity and Addiction Equity Act (MHPAEA).
Some of these cases have short deadlines, so let us know if we can help you.
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CHRISTENSEN & JENSEN’S HEALTH & LIFE INSURANCE / ERISA ATTORNEYS
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